This Guaranteed Issue Life Insurance Program is for Civil Air Patrol Volunteer Members and Employees only. If you are not a member or an employee you can not participate in this special program. The program is underwritten by Professional Insurance Company (PIC Life Insurance Company in California), a member of GE Financial Employer Services Group.

By completing a short application form with one of our licensed Insurance specialists, and returning it to us along with the premium payment. You can request an application from this web-site by clicking on the “apply” button on the left.

Currently you can select limits of $10,000, $25,000, or $50,000 without any underwriting or health questions being required. With underwriting higher limits are available.

No. This is a guaranteed issue policy afforded to the Volunteers and Employees of the Civil Air Patrol. You will not be required to answer any medical questions on the application unless you want to apply for more than the guarantee issue amount of $50,000.

We provide you with two options to pay your premium. Premiums may be paid either annually or monthly via the bank draft option. To find your premium, please click on the “Rates” button on the left. Complete instructions for selecting payment options will be sent to you in your application package.

When the policy is issued by The Professional Insurance Company, typically within 30 days after the receipt of a completed application.

Yes. There is a minimum age of 17, and a maximum age of 65. These are issue ages only. Once the policy is issued, it is renewable until age 95.

The premium will remain level for ten years. In the eleventh year, you will start a new ten year level premium based on your age at that time. This sequence will repeat itself every ten years while the policy is in force.

Due to State Insurance Laws and regulations, the program will be introduced in phases. The first phase will include a total of eight states, and the District of Columbia. Please check the “Announcement” button at the left to see which states are currently available. If you are planning to attend the National Seminar in Las Vegas, you may apply for coverage in person, no matter which state you live in, as there will be licensed Professional Insurance Managers Insurance Company representatives present at the seminar.

Children can be covered via a rider on a member’s policy on a guarantee issue basis up to $5000.   A Spouse of a participating member can purchase a $25,000 policy on a simplified issue (answer all medical questions on the application). Please see the rates page for premium amounts.